SIMULATE · 30 SECONDS

Your monthly payment, in thirty seconds.

Adjust rate, duration and down payment. See instantly what you can afford. No sign-up, no email.

Loan parameters

Property price15 000 000 DZD

1 000 000 DZD200 000 000 DZD

Down payment3 000 000 DZD

0 DZD15 000 000 DZD

Loan duration20 years

5 years30 years

Interest rate (%)4.5 %

1.0 %10.0 %

Subsidized rates in Algeria

Did you know you could benefit from a 1% or 3% rate? These state-subsidized rates are intended for assisted housing (LPA) and first-time buyers under income conditions.

Estimated monthly payment

75 918DZD/month

Total loan cost

18 220 302M DZD

Repayment breakdown

66%Principal

Borrowed capital12 000 000 DZD

Total interest6 220 302 DZD

Estimated debt ratio~33.3%

Amortization overview

Year	Principal	Remaining balance
Year 1	378 763 DZD	11 621 236 DZD
Year 5	453 309 DZD	9 923 999 DZD
Year 10	567 450 DZD	7 325 269 DZD
Year 15	710 333 DZD	4 072 190 DZD
Year 20	889 192 DZD	0 DZD

This simulator is for informational purposes only. Contact your bank for a personalized loan offer.

— A simulator that respects your time

Four inputs. One clear answer.

No 20-field form. Just what's needed to project your purchase honestly.

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Reference rates from CNEP, AGB, BNA, BEA, SG Algérie — adjustable to your profile.

Fully adjustable

Duration, down payment, rate, repayment type — everything moves on a slider.

Annualised schedule

See interest vs. principal across the loan's full duration, year by year.

Exportable

Download your simulation as a PDF to present at your bank.

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